Woodstock, GA (PRWEB) October 2, 2010

The Financial Planning Association of Georgia is pleased to announce that Georgia Governor Sonny Perdue has proclaimed the week of Oct 4th, 2010 as Financial Planning Week. In honor of this week Certified Financial Planners will be volunteering in various functions across the State to educate consumers about financial planning and financial literacy.

To view the official proclamation and photo of the FPA of GA Board with Governor Perdue please visit our website at http://www.fpaga.org.

About National Financial Planning Week®:

Financial Planning Week brings together those who provide, support and benefit from professional financial planning. During this special month, FPA strives to build the public’s awareness of the financial planning process to enable them to make prudent financial decisions to achieve their goals and dreams.

About the Financial Planning Association of Georgia:

The FPA of Georgia is the local chapter of the FPA representing more than 700 Financial Planners through the State. The FPA is the leadership and advocacy organization connecting those who provide, support and benefit from financial planning. FPA is the Heart of Financial Planning™ and represents a promise of financial well-being, hoping to create a world where everyone thrives and prospers.

FPA has 96 chapters throughout the country representing more than 28,500 members involved in all facets of providing financial planning services. FPA is the community that fosters the value of financial planning and advances the financial planning profession.

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Scottsdale, AZ (PRWEB) February 18, 2012

QualityStocks would like to highlight Single Touch Systems Inc., a publicly traded company, focused on providing technology based mobile solutions serving businesses, advertisers, and brands. Through patented technologies and a modular, adaptable platform, SITO’s multi-channel messaging gateway enables marketers to reach consumers on all types of connected devices, with information that engages interest, drives transactions and strengthens relationships and loyalty.

In the company’s news yesterday,

Single Touch reported financial results for its fiscal first quarter ended December 31, 2011.

Fiscal first-quarter revenue increased 57.1 percent to $ 1.6 million, compared to revenue of $ 1.0 million for the same period in 2010. The company attributes the increase in revenue to the launch of new programs and increased message volume through retailers, which helped grow quarterly message volume 83 percent compared to the first fiscal quarter of the year prior.

James Orsini, CEO of Single Touch, said the positive trends through the company’s retail channels are driven by retailers acknowledging the efficiency and relevance of mobile marketing.

“As more and more companies recognize the importance of an integrated mobile marketing and communications strategy, Short Message Service (SMS) has emerged as the most intimate and trusted communications channel. Single Touch is well positioned to capitalize on the strength of its highly-scalable technology platform to cost effectively increase both its client base and message volume throughput,” Orsini stated in the press release.

The company reported a 17.9 percent decrease in its loss from operations for the period ended December 31, 2011, excluding stock-based compensation and depreciation and amortization (adjusted EBIDTA) at $ 0.4 million compared to a loss of $ 0.5 million in 2010.

Single Touch acknowledged that while adjusted EBITDA is not a measure in accordance with U.S. generally accepted accounting principles (GAAP), the company uses adjusted EBITDA to evaluate the performance of its underlying business:

The net loss (non-GAAP) for the period ended December 31, 2011, was $ 0.6 million compared to a loss of $ 4.9 million for the same period last year. The company attributes the improvement to significantly lower stock-based compensation expense of $ 31,000 incurred during the period, compared to $ 3.6 million incurred during the same period in 2010.

As of December 31, 2011, Single Touch reports cash and cash equivalents of $ 1.6 million compared to $ 0.5 million at the beginning of the period. During the first quarter, the company raised $ 1.8 million through the issuance of convertible debt. Cash used in operations during the period was $ 0.6 million. Additionally, the Company invested $ 0.1 million in CapEx.

About QualityStocks

QualityStocks, based in Scottsdale, Arizona, is a free service that collects data from hundreds of Small-Cap and Micro-Cap online Investment Newsletters into one Daily Newsletter Report. QualityStocks is dedicated to assisting emerging public companies with their investor communication efforts and connecting subscribers with companies that have huge potential to succeed in the short and long-term future.

To sign up for The QualityStocks Daily Newsletter, please visit http://www.QualityStocks.net.

To connect with QualityStocks via Facebook, please visit http://Facebook.com/QualityStocksPage.

To connect with QualityStocks via Twitter, please visit http://Twitter.com/QualityStocks.

Please read FULL disclaimer on the QualityStocks website: http://Disclaimer.QualityStocks.net.

Forward-Looking Statement:

This release may contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All forward-looking statements are inherently uncertain as they are based on current expectations and assumptions concerning future events or future performance of the company. Readers are cautioned not to place undue reliance on these forward-looking statements, which are only predictions and speak only as of the date hereof. Risks and uncertainties applicable to the company and its business could cause the company’s actual results to differ materially from those indicated in any forward-looking statements.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Security America Mortgage, Inc. – VA Loan Industry Experts

Orlando, FL, LA, TX, NC, AK and CO (PRWEB) February 02, 2012

Like all industries within the United States, the VA Home Loan industry has made a few changes due to the recent laws passed in Congress. For Security America Mortgage, Inc. this means they must put a higher value on the happiness of all American Veterans and Military War Heroes by offering changes within their company to accomodate the VA and those who benefit from it. This is why the company proudly announced recently launched “VA loan service” websites for areas like; Florida, Louisiana, Texas, North Carolina, Arkansa, and Colorado. The additional websites were created in order to reflect more location specific changes in the mortgage va loan industry this year. With a proactive and supporting role like this, Security America Mortgage, Inc. plan to spread the word to all military service members about how the VA Loan Process in every state will be affected.

For example, as of January 1, 2012, the Department of Veteran Affairs changed a few of their standards for how calculations can be made to VA loans by lenders, which are the methods used to calculate the VA loan maximum amounts/minimum amounts. But what will these changes really mean for veterans and active duty military members who are ready to buy a home using a VA Loan in Florida? It means that Veterans buying a home in cities like Miami, Orlando, and Tampa will need to re-learn what to expect (and how much they can receive) from their VA Home Loan.

The VA Home Loan experts take a unique approach to showing how much better VA Loan amounts will be in the year going forward by reminding military members how easy buying a home can be with simplified examples of the VA Loan Process and VA Refinance.

The good news is that the loan amounts are funded by lenders, like Security America Mortgage, Inc., and the amounts are all calculated by the mortgage company – not the VA. The VA only insures the VA guaranty loan up to a certain amount – which is kind of like a “promise” to the lender to pay a home loan for a veteran if they ever default on a loan for any reason. For expert mortgage companies like Security America Mortgage, Inc., who specialize in VA loan and Real Estate services for Florida home buyers, they can still offer VA loans that provide the lowest rates possible in 2012. Since the 2012 VA loan calculations do not alter the great VA benefits, VA loans can still be obtained by eligible members in order to:

1. Purchase or build a new home

2. Purchase a residential condominium unit

3. Purchase a residential cooperative housing unit

4. Repair, alter, or improve a residence owned by the veteran and occupied as a home

5. Refinance an existing VA or conventional home loan

6. Buy a manufactured home and/or lot

7. Install a solar heating or cooling system or other energy-efficient improvements

The 2012 calculations also make it easier for Security America Mortgage, Inc. provide better home loan services, such as the “Orlando VA Loan Process”, to pre-approve VA home loans and VA Refinance Loans for military members buying a home in the United States. In fact, there are actually the three different VA refinance options available for military individuals who want to save money by lowering monthly mortgage payments significantly.

The Florida VA Refinance Loan options are as follows: VA Loan Refinance Option #1 – VA Streamline Refinance – Interest Rate Reduction Loan (IRRL), VA Loan Refinance Option #2 – “Cash-Out” or Debt Consolidation Refinance, VA Loan Refinance Option #3 – Conventional to VA Refinance Loan.

Get started with a VA home loan benefit with security America mortgage experts now!

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Attachments

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, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

New York, NY (PRWEB) August 13, 2008

”What’s Next in Your Life?,” a guide to the non-financial aspects of retirement, written by Joan Strewler-Carter and Stephen Carter, co-founders of the Life Options Institute, an organization dedicated to helping people plan for life after age 50, has just been released.

Published by Rockhill Books, ”What’s Next in Your Life?” is written to appeal to the nation’s 76 million baby boomers who, while they may have already planned for their financial retirement, need the tools to plan for a more fulfilling and rewarding life after 50, according to Ms. Strewler-Carter.

“The media continues to hammer the message of planning for your financial retirement, when there are so many non-financial issues to be considered including: at what age do you retire, do you continue working, do you relocate, consider wellness issues, etc.” adds Mr. Carter.

Internationally recognized authorities on career and life planning, the Carters provide guidelines on how to approach retirement, present several options, and offer advice and how-to steps that help to explain the non-financial aspects of retirement.

Written in a simple and direct style that presents information quickly and clearly, ”What’s Next in Your Life?” is easy to read yet covers a great deal of important material. It includes personal anecdotes from people facing retirement or already retired to illustrate critical points.

”What’s Next in Your Life?” along with a companion workbook, are available for purchase at http://www.WhatsNextInYourLife.com and http://www.Amazon.com . The cost of the book is $ 14.95 and the workbook is $ 9.95.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Last Minute Valentine’s Day Deals at SavingsDaily.com

(PRWEB) February 14, 2012

This year’s V-Day motto: “Deal Hunters Save Big With SavingsDaily.com When Shopping For Valentine’s Day Gifts.” Some might think that is hardly a romantic way to look at the event but in this case, the ends truly justify the means. The look on a loved one’s face when they open a gift they actually want is probably one of the most amazing feelings in the world. After all, the romance lies not in the act of shopping but in the act of giving itself. Everyone wants to buy their “one and only” a gift that they will truly appreciate. There is no need to stoop to purchasing that generic box of chocolates – the kind where the eater needs to pick out the only three sweets that taste ok and sneakily feed the rest to the dog. SavingsDaily.com offers a welcome alternative to this low Valentine’s Day cheat.

SavingsDaily.com is the number one online source for coupons, discounts, online deals and promotions. This is the one website where shoppers will find all of their favorite brands (and a few undiscovered ones) at reduced prices. It quite literally does not get any better than that. Buying one’s partner their favorite brand of watch or jewelry is sure to put a smile on pretty much everyone’s face – and that is really what the whole Valentine’s Day celebration is about. This is the one day in the year where people have the opportunity to show their love and appreciation for that someone special. Of course, there is no need to stop there. With the amazing savings on the SavingsDaily site people should be more than ready to send some love to their mothers, fathers, sisters, brothers, grandparents and friends. With the help of the bargain hunters at SavingsDaily one does not need to be rolling in bags of cash in order to make a great purchase.

At SavingsDaily.com there are vast collections of jewelry and watches, health and beauty products, and fashion items. There is absolutely no shortage of gift options so everyone is guaranteed to find that perfect something for their special someone. Of course there is also the added bonus of knowing that the products purchases are of decent quality because all of the brand products available on the site are the ones that people know and trust. Customer reviews make the shopping process even easier as shoppers are able to see which products are popular and rated at the top of their class.

SavingsDaily.com is a social shopping site that offers online deals, coupons, promotions and product reviews to its members and visitors. SavingsDaily.com is a fast growing shopping community where members help each other finding best deals and coupons from hundreds stores and brands in one place. For details, please visit SavingsDaily.com, become fan on Facebook at http://www.facebook.com/SavingsDaily and follow on Twitter at http://twitter.com/sddly

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

However, for some recommended solutions for debt relief there is one site you should give a visit in this matter; it is DebtReliefGrants.org. What do you know about this site? If you know nothing about it and then please give the site a visit right away to find out what this site tries to offer. Actually, this site has specification in providing government grants for debt relief but surely when it comes to debt relief grants that are some specific categories you should fulfill first.

Moreover, nothing you should worry about if you cannot fulfill the requirements for the debt relief grants because the site mentioned above also provides you more solution like debt consolidation and debt management programs. With them in your side you could deal with your financial situation in better way.

InsureonaBudget.com

Chicago, IL (PRWEB) February 10, 2012

Most US drivers understand it is a rare occurrence that they are going to receive a courtesy call from their auto insurer telling them they qualify for a better deal. Yet most fail to review their policies or contracts each year to make sure they’re getting the lowest rates possible. The reality is that cheap Illinois car insurance is possible.

According to savings experts from CBS Chicago, there are a few criteria can easily qualify Illinois drivers for quick discounts. For example, driving less than 25 miles per day, or having no car accidents over the last 12 months, and no DWI/DUI record, likely qualifies drivers for many hidden discounts on their car insurance bill. The problem, as Robert Hunter of Consumer Federation of America describes it, is that “insurers aren’t required to let you know when you’re eligible for a lower rate…so it is very difficult to be sure that you have the best price.”

An interesting fact Illinois drivers should know is that most times it is quite easy for one insurer to be half the price of another, even in the same group of insurers. But obviously, auto insurers would like to keep that secret so policy holders keep paying the highest premium possible. Finding the best auto insurance deal can be easy with a few guidelines from this tipsheet:

1) Compare Illinois auto insurance quotes across multiple insurers who will try to compete and offer users their best deals right away.

2) Calling the present insurer and asking for a better deal than the best quote received from any comparison search.

3) Call the other car insurers and ask if they can match or beat the deal just offered.

4) Consumers should specifically ask their insurer – not the agent – whether they are being offered the lowest rate they qualify for.

The above tactic paid off well for Thomas Mitchell who, according to the New York Times, “slashed his hefty auto insurance premium from $ 2,537 a year to $ 1,207″. This should provide the much needed inspiration for any Illinois driver to take advantage of the pricing loophole for better deals.

To compare car insurance quotes and get the best Illinois car insurance rates, visit http://www.InsureonaBudget.com

About InsureonaBudget.com

InsureonaBudget.com is a resource hub of auto insurance information and data. The website features articles, news and tools on car insurance topics, quotes and car insurance comparison tools. Consumers have access to free car insurance quotes and guidance on finding the right insurance policy, saving money and solving claims problems.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

La Jolla, CA (PRWEB) August 5, 2008

Altegris Investments (http://www.altegris.com) announced today the expansion of their research team under the leadership of Mr. Allen Cheng, an accomplished hedge fund investment professional with extensive industry experience.

Cheng joins Altegris as Managing Director, Research and Investments, and will be a member of the Altegris Investment Committee, with responsibility for evaluating investment strategy and completing product review for the Altegris platform of alternative investments.

“Allen’s breadth of experience in alternative investments, with both major financial institutions as well as private investment firms, complements the deep knowledge base of our research team,” said Jon Sundt, President of Altegris Investments. “We are dedicated to maintaining a world-class research team, under Allen’s expert leadership, to accomplish our mission of providing high quality alternative investments to wealth managers and high net worth investors.”

Cheng joins Altegris from his recent role as Managing Director, Head of Fund of Funds Portfolio Management at Bank of America’s Alternative Investment Group. He has significant experience in the alternative investment industry, particularly in the area of identifying, selecting, and monitoring hedge fund managers across multiple investment disciplines.

Cheng’s previous experience includes responsibility as head of research for Optima Fund Management, an investment advisory firm specialized in alternative investments. He began his alternative investment career at Moore Capital Management managing asset allocation and research for hedge fund multi-manager products. Mr. Cheng earned his BA in Finance from the University of Maryland and MBA from the University of Michigan.

“Altegris offers clients a unique, open-architecture platform of alternative investments, supported by extensive review and ongoing monitoring,” said Cheng. “I am energized by the opportunity to join this team specializing in alternative investments and to expand our in-depth research capabilities.”

About Altegris

Altegris provides access to a platform of alternative investments designed to meet the needs of sophisticated investors and their wealth managers. The Altegris team of over 45 professionals is dedicated to finding, selecting and negotiating capacity with selected hedge funds, managed futures funds, and other alternative investments. Currently, investors have allocated more than $ 2.4 billion in trading level to alternative investments available through the Altegris platform. The Altegris Group of Companies includes Altegris Investments, APM Funds, and other affiliates.

Media Contact: Stephen Wands, (858) 459-7040 or swands @ altegris.com

Investor Contact: Dick Pfister, (858) 459-7040 or dpfister @ altegris.com

Altegris Investments

Trusted Alternatives. Intelligent Investing. sm

1200 Prospect St, Ste 400

La Jolla, California 92037

Tel: (800) 828-5225

http://www.altegris.com

info @ altegris.com

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Attachments

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, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Major Bank Registers 2,000,000 Referrals with Dittman Incentive Marketing Custom Referral Program

New Brunswick, N.J. (PRWEB) February 08, 2012

Dittman Incentive Marketing collaborated with one of the top five banks in the world to create an employee incentive program as a way to drive core business during the challenging economy. The Bank used a customized version of Dittman’s TotalPRO® (Performance Recognition Online) System that allowed employees to easily submit and track new business referrals online. For achieving established goals, employees earned points they could spend on a multitude of rewards. The Referral Program initially increased internal referrals by 400% with a closure rate of 76%, and by December of 2011, the Referral Program had soared to even greater heights, marked by the Bank’s two-millionth referral.

The need to maximize customer relationships

The primary objective of most banks is to maximize their customer relationships by growing the number of bank products each customer buys from them. The lifeblood of that activity is sales referrals from each Line of Business (LOB) to the others. Dave Dittman, Executive Vice President of Dittman Incentive Marketing says, “The Bank recognized that they needed to do a better job of encouraging and rewarding referrals and wanted an integrated, electronic platform that would make it easy for people to refer customers.”

Building a successful employee referral program

Dittman Incentive Marketing’s expertise helped the Bank develop a referral system that consisted of a custom, integrated web-based platform. The Referral Program was launched in July 2006 to provide more than 9,100 team members and nearly 750 bank locations with a compelling reason to increase their referral activity. The web-based application was designed to simplify the referral process and provide a real-time tracking system that allows tracking of referral results. The system also identifies areas of opportunity for coaching and recognizes strong performers with points they can use to purchase rewards.

Online referral application easy to use

The real-time system centralizes and standardizes the processing of customer referrals and allows each LOB the opportunity to modify its online referral form to meet its individual business line needs. “The interface is user friendly and online reference links help assure that referrals meet the criteria established by the LOB.” says Dittman.

The application offers incentives designed to motivate team members by offering them the chance to earn points on various products or services and use those points to purchase whatever they wish from thousands of incentive reward options. Additional internal promotions further engaged team members by driving them back to the website.

Significant revenue, new customers, and ROI

By any measure, the Referral Program has been a huge success. Average weekly referrals increased from 1,000 to over 7,000 per week. The Rewards Program has since become a major company initiatiative, so engrained in corporate culture that it is covered during new employee orientation. In the words of one bank VP, “It’s hard to describe how powerful this system is.”

About Dittman Incentive Marketing

Dittman Incentive Marketing is a leading provider of incentives, rewards and recognitions programs using online software (SaaS) to help companies realize immediate ROI in motivating sales people, employees, channel partners, and customers. Our solutions include TotalPRO® – recognition and rewards solution includes modules for peer-to-peer and manager recognition, sales incentives, referral programs, service awards, bright ideas, safety, and wellness; Great Escapes™ – individual travel incentives for sales incentives and contests with over 130 destinations; and Great Rewards® – individual name-brand merchandise rewards from $ 30-$ 3,000. Dittman Incentive Marketing is a founding trustee of the People Performance Forum at Northwestern University and the Enterprise Engagement Alliance and has earned dozens of awards over the last 35 years. For information: web http://www.dittmanincentives.com; blog http://dittmanincentives.wordpress.com; Twitter http://twitter.com/dittmanrewards; Facebook http://www.facebook.com/DittmanIncentives.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Kevin Miller, CEO TexasLending.com

Dallas, Texas (PRWEB) February 04, 2012

Kevin Miller, CEO and president of TexasLending.com, a Texas home loan and mortgage company specializing in Texas refinance loans and Texas home equity loans, and his co-hosts will discuss the various home loan options available from TexasLending.com including refinance loans, home equity loans, home purchase loans, reverse mortgages and FHA loans on The TexasLending.com Mortgage Hour on KLIF radio in Dallas on Saturday February 4th, 2012.

In Dallas/Fort Worth the TexasLending.com Mortgage Hour radio show airs on Saturdays on AM 570 KLIF from 1:00 p.m. to 2:00 p.m.

“This week will be a friendly week where we focus on helping people decide on whether it is time to refinance, whether a cash out refinance or home equity loan is a good decision, or whether a home purchase is the best choice for them. We will discuss some aspects of reverse mortgages and will drill down into FHA loans and their advantages” commented Kevin Miller.

TexasLending.com has been on the air for over 10 years to educate the consumer about home loans in Texas. Listen in each week as the CEO of TexasLending.com, Kevin Miller, and his co-hosts, discuss the behind the scenes information about the mortgage industry that will help you in making an informed decision about your home loan now and in the future.

About TexasLending.com:

TexasLending.com provides expert service in the field of residential mortgages. Headquartered in Dallas, TexasLending.com specializes in loans throughout the states of Texas, Oklahoma, Florida, Missouri and Colorado. TexasLending.com is a mortgage Banker with virtually unlimited options available for conventional, FHA, VA, Texas home equity loans, refinance loans, reverse mortgages, Dallas home loans, Houston home loans and Austin home loans. To find out more about Texas Lending’s home loan and mortgage programs, visit http://www.TexasLending.com.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.